Why $1 Million Aint’ What It Used To Be

Contributed by: Lewis J. Walker Inflation does a number on your wealth. Time was that having $1 million meant you were rich. Lewis Walker, a financial planning and investment strategist at Capital Insight Group in Peachtree Corners, Ga., explains what you can do to combat a wealth shortfall: A report from Boston Consulting Group focused on the growing global wealth gap.…

Redefining Human Capital

Contributed by Lewis J. Walker, CFP® What is “human capital”? You tend to think of your financial capital, your investment portfolio, in terms of financial assets like bank accounts, stocks, bonds, real estate, etc. Human capital sometimes is described as the lifetime money you will earn from work. Dictionary.com defines human capital as “the collective skills,…

Dealing With Market Volatility

Contributed by: Lewis J. Walker, CFP® Outside of government agency guaranteed savings or insurance company guarantees, market volatility is a fact of life. Take the stock market. Volatility is normal and must be considered in framing your personal Investment Policy. Since we can only theorize the future but not predict the future, expecting and learning…