Latest News

Cures for Financial Anxiety

Contributed by Lewis J. Walker, CFP® A  survey from HomeServe USA cited by MarketWatch and New York Post, April 5, 2017, painted a grim financial picture for many Americans. About 19% of those surveyed had zero dollars set aside for emergencies; 31% had less than $500 available to cover unexpected expenses. Debt is one factor.... Read More

Fruits of Creative Destruction

Contributed by Lewis J. Walker, CFP® In his 2001 Chairman's letter during the "tech wreck" market downturn, Warren Buffett observed, "Only when the tide goes out do you discover who's been swimming naked." To extend the swimming analogy, if a business leader or company gets caught in a rip current of change, some will just... Read More

Efficient and Affordable Education

Contributed by: Lewis J. Walker, CFP® Planning for higher education expenses looms large for those with potentially collegebound children. Ditto for college graduates and adults seeking postgraduate education and skill upgrades. A May 2017 article in Delta Sky magazine, “Higher Education in the Fast Lane,” by Leah Ingram, noted trends offering “a better education more... Read More

Defining High Net Worth

Contributed by: Lewis J. Walker, CFP® The question asked by the client seemed simple enough. “How do you define ‘high net worth,’” he wondered?  Net worth may be defined in subjective terms, as may be wealth. The Greek philosopher Epictetus proclaimed, “Wealth consists not in having great possessions, but in having few wants.” Financial services... Read More

Reframing Independence Day

By Lewis J. Walker, CFP® In Congress, July 4, 1776, “the unanimous Declaration of the thirteen united States of America” was published, dissolving the political bands that connected them to England and an oppressive king, stating in succinct language the reasons why. Google the document. Read it. It stirs the patriotic soul! “We hold these... Read More