What to Consider Before Recommending Alternatives to Clients

By: Clive Slovin It was another banner year for the equities markets in 2017, with anyone who had broad exposure to stocks likely very happy as we kick off a new year. While it’s always challenging to predict the future, the current landscape suggests that 2018 could once again be very favorable. The story for…

A Black Monday Redux?

Contributed by Lewis J. Walker, CFP® The headline startled: “Dow plummets…on a wave of panic selling; 22% drop exceeds worst day in 1929.” The date was Tuesday, October 20, 1987, and the front-page above-the-fold story in the Minneapolis-St. Paul Star Tribune chronicled the carnage on Wall Street on what became known as Black Monday. My…

Why $1 Million Aint’ What It Used To Be

Contributed by: Lewis J. Walker Inflation does a number on your wealth. Time was that having $1 million meant you were rich. Lewis Walker, a financial planning and investment strategist at Capital Insight Group in Peachtree Corners, Ga., explains what you can do to combat a wealth shortfall: A report from Boston Consulting Group focused on the growing global wealth gap.…

Efficient and Affordable Education

Contributed by: Lewis J. Walker, CFP® Planning for higher education expenses looms large for those with potentially collegebound children. Ditto for college graduates and adults seeking postgraduate education and skill upgrades. A May 2017 article in Delta Sky magazine, “Higher Education in the Fast Lane,” by Leah Ingram, noted trends offering “a better education more…

Redefining Human Capital

Contributed by Lewis J. Walker, CFP® What is “human capital”? You tend to think of your financial capital, your investment portfolio, in terms of financial assets like bank accounts, stocks, bonds, real estate, etc. Human capital sometimes is described as the lifetime money you will earn from work. Dictionary.com defines human capital as “the collective skills,…